Wyoming Online Car Insurance

Deer-car collisions increase this time of year

The Blake family of New Ulm , Minn., learned the hard way that fall is a season of high risk for colliding with a deer.

Chris, Sue, and their 17-year-old daughter Olivia were headed out for pizza last November when an oncoming car struck a deer directly in front of them. The deer flew into the Blakes' Pontiac Vibe with such force that "it came right through the windshield and actually T-boned me in the face," Chris Blake says.

The deer then went through the back window and out of the car.

All three were seriously injured and are grateful to be alive. "I'm amazed we're all still sitting here," Blake said after the accident. "Just have to be thankful."

According to the National Highway Traffic Safety Administration , there are about 1 million car accidents with deer each year that kill 200 Americans, cause more than 10,000 personal injuries, and result in $1 billion in vehicle damage.

By comparison, sharks have killed 10 people in the USA in the past 10 years, according to the International Shark Attack File . As for bears, a list of known attacks maintained by Bearplanet.org says about 28 people have been killed by bears the past decade.

For the fifth year in a row, West Virginia tops the list of states where a driver is most likely to run into a deer, State Farm reports. The other states in the top 10 are Iowa, South Dakota , Pennsylvania, Michigan, Montana, Wisconsin, Minnesota, North Dakota and Wyoming.

State Farm reports that the number of deer/car collisions has actually decreased the past three years, likely because of the economy and people driving fewer miles.

However, over the five-year period 2005-09, 1,017 people died in vehicle-animal collisions, according to the Insurance Institute for Highway Safety. In a 2004 study, IIHS found that 60% of people who died in such crashes in automobiles were not wearing seat belts.

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Auto insurance premiums are influenced by the area in which the owner of a vehicle owns or operates a vehicle. Compare Wyoming DUI car insurance for FREE with our ZIP code search!  Car insurance companies consider local driving conditions, accident rates and state and local traffic laws.

They also consider such things as DUI or DWI statistics, and state DUI insurance laws governing driving while under the influence of alcohol or drugs.

Entering your ZIP code in our search box can help you compare car insurance quotes charged by insurers doing business in your state!

Although Wyoming is almost entirely rural and sparsely populated with low traffic volume, driving conditions can vary greatly. The eastern half of the state is flat with straight roads. The western half of Wyoming is mountainous.

Roads and highways through the mountains can be hazardous to drive upon because of:

Winter can create hazards throughout Wyoming . Snow and ice can make it difficult for road crews to keep highways clear in the mountains, especially on steep grades. Drifting snow sometimes causes roads on the prairie to close.

Some accidents in Wyoming are caused by cattle or wildlife wandering onto the roadway. The state is home to well known tourist destinations, such as Jackson Hole and Yellowstone National Park, which draw visitors from all over North America.

The number of drivers arrested for DUI increased steadily from 1995 to 2007, rising from around 4,000 to 6,000. During the same period DUI-related deaths decreased from 83 to 56.

Perhaps because of traffic conditions that require keen judgment on the part of drivers, Wyoming has car insurance laws regarding driving under the influence of alcohol and drugs that are among the strictest in the United States.

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