OAIN: Auto Insurance Rates to Be Trimmed in Pennsylvania
12/01/2011 // Philadelphia, Pennsylvania, US // ben@onlineautoinsurance.com // Gregor McGavin
State Farm is cutting overall auto coverage rates for its Pennsylvania customers by an average of more than 1 percent as of Dec. 26, Online Auto Insurance News (OAIN) reports.
State Farm customers throughout the state are expected to save a combined total of more than $16 million a year as a result of the rate cuts, which the company is introducing because of a decrease in the number and size of claims filed by policyholders in the Keystone State.
The announcement could provide policyholders with an opportunity to review their coverage levels and decide whether they have room to purchase car insurance online or in person in greater amounts than those provided in their existing policies.
Pennsylvania law requires all drivers to carry enough liability coverage to pay for damages of up to $15,000 for bodily injury to one person, up to $30,000 total per accident and up to $5,000 for property damage caused by a policyholder.
Source: http://www.dmv.state.pa.us/insurance/liability_insurance.shtml
But those liability coverages pay only for damage an insured driver causes to other motorists and their property. And $35,000 in total liability coverage may not be sufficient financial protection in the event of a serious crash.
According to the Insurance Information Institute (III), motorists who are found liable for damages that are more than the amount covered by their policy can find themselves being forced to pay the difference out of their own pocket.
III recommends that drivers consider higher liability levels and other coverage types, such as collision and comprehensive, which cost a little more than just liability coverage but provide far greater peace of mind.
Drivers in Pennsylvania and other states should contact their agent or coverage provider to find out how much it would cost to boost their coverage to a level at which it would cover most damages resulting from a serious accident.
Pennsylvania Auto Insurance Online - News
State Farm is cutting overall auto coverage rates for its Pennsylvania customers by an average of more than 1 percent as of Dec. 26, Online Auto Insurance News (OAIN) reports. State Farm customers throughout the state are expected to save a combined
30, 2011 -- /PRNewswire/ -- Average premiums rose nearly 1 percent nationally, insurers reported huge losses compared with 2010, Massachusetts enacted a ban on insurance-scoring for auto coverage, and New York and Pennsylvania both stepped up penalties
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CaymanMama OAIN: Auto Insurance Rates to Be Trimmed in Pennsylvania: Online Auto Insurance News reports a major ...