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697 F.Supp.2d 975 (ND Ill. 2010). In products liability cases in which the plaintiff alleges a design defect, Illinois (whose law supplies the substantive rules) permits the claim to be established "in either of two ways. First, the plaintiff may
Compare Kemper vs All State ... - Car Insurance Quotes Comparison
Not all insurance companies are large, national chains with television commercials and a huge share of the market. Some are smaller companies that are slowly expanding and offer excellent services. One such company that is worth considering is Kemper Auto Insurance. Here is how they stack up the nationally recognized company, Allstate.
Longevity
Both companies have stood the test of time. Kemper is actually a little older than Allstate. It was founded in 1926 and Allstate did not hit the scene until 1931. Both companies started with strong backing and have continued to grow and expand over the 20th century and into the 21st century.
Market Share
Allstate currently enjoys more than 10% of the market share and has billions of dollars in liability and property premiums. Kemper has less than 1% of the market share, but continues to grow and expand at a steady pace.
Ratings for Customer Satisfaction
Kemper consistently receives high marks from its customers and has a high customer satisfaction level. Allstate has overall customer satisfaction ratings of 78%.
JDPower, S&P, and A.M. Best
JDPower, S&P and A.M. Best rate most insurance companies and will assign them different scores in a range of areas. In the area of overall policy offerings, both companies were rated a 3 by JDPower. S&P rated the overall strength of both companies and gave slightly different scores. Kemper rated slightly lower with an A- while Allstate enjoy a higher score of AA-. Finally, A.M.Best rating for financial strength reflected similar results. Kemper received a score of A- while Allstate received an A+.
What these ratings mean to the consumer is that both companies are financially solid and likely to still be in business many years from now. There is not a concern currently that they might fold and leave their customers without insurance coverage.
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