Motorcycle Insurance Ryder

Jake Johnson Captures Points Lead with Win at Calistoga

CALISTOGA, Ca. (October 2, 2011) - Defending Grand National Champion Jake Johnson captured the AMA Pro Flat Track Harley-Davidson Insurance Grand National Championship presented by Motorcycle-Superstore.com points lead with a win Saturday night at Calistoga Speedway, located in the picturesque wine country of Calistoga, Ca. Johnson deftly piloted his Zanotti’s Racing Harley-Davidson, leading 22 laps of the 25 lap main event and crossing the stripe 1.855 seconds before Kings Kustoms / White’s Harley-Davidson’s Sammy Halbert. Event promoter Bob Bellino brought the series back to Calistoga following a successful event in 2010, and the stars of the AMA Pro Grand National Championship put on another breathtaking show for the near-capacity crowd. Halbert got the hole shot and led the 19-rider field into the first turn, where White’s Harley-Davidson / SNIP backed Matt Weidman slipped by and proceeded to lead the first lap, followed by Halbert in second and the Harley-Davidson Motor Company’s Kenny Coolbeth a close third. Johnson took the point on lap four with Halbert, Coolbeth, Jared Mees and Weidman hot on his heels. Just as Johnson started to open up a gap, the red lights brought the racing action to a halt, as Mees had crashed his Rogers Lake / Blue Springs Harley-Davidson backed XR-750 in turn three. At the time of the red flag, the leader and several other riders had completed their sixth lap, meaning that, per the rule book, scoring would revert to the running order of lap five, the last officially completed lap, in order to accurately regrid the riders. The on-track incident was quickly resolved and following the restart, Johnson, Halbert and Coolbeth picked up where they left off, with Digger 57 / Dick Ford’s Luke Gough, fasthog.com / American Harley-Davidson’s Bryan Smith, and Matt Weidman battling for fourth. Coolbeth then briefly lost control of the back end giving up his position in third as Smith and Gough worked their way to the front. The large crowd watched in amazement as Mees, who started from the back of the field on the restart using his backup bike, sliced through the field and gained position after position on a methodical march. When the checkered flag came out, Johnson soared across the line nearly two seconds ahead of Halbert and over five seconds ahead of third-place finisher Smith. Fourth place went to Gough and Lloyd Brothers Motorsports / Team Hurt by Accident’s Brad Baker rounded out the top five. “Following the on-track incident, there was no way that Jared could get his “A” bike ready in time for the restart,” said Director of Flat Track Dan Johnsen. “We allowed him to restart on his backup bike to safeguard him as we considered the interpretation of the rule. As he was circulating, we reexamined the rulebook and conferred with scoring to determine that the leader had officially completed six laps and was working on his seventh lap at the time of the red flag, and therefore backup machines were not an option for competition. He was credited with the five laps he completed prior to the red flag on his “A” bike and the subsequent points.” The 16-lap Pro Singles main featured much of the same excitement as the GNC Twins main. Texter had her RLT Racing Honda out in front on the initial start and led the first lap when points leader Mikey Martin had his Weirbach Racing Honda blow up on lap two, landing him on the ground in turn two. With less than two laps in the books, Martin was allowed to use his back up Honda for the complete restart. Bowman nailed the restart and ran away, leading every lap on his way to the top spot on the podium. With Bauman holding over a two second advantage, the crowd turned its attention to fan-favorite Shayna Texter and points-contender Gerit Callies. The two battled for 16 straight laps, repeatedly exchanging positions. When all was said and done, it was Texter who grabbed second place, earning her second podium in the last three races.

Motorcycle Insurance is Mandatory

It’s hard to believe, but there was a time when motorcycle insurance wasn’t required. Back when cars and motorbikes were new, roads were nearly empty and accidents were rare. Since then, though, motorized transportation has become the norm. Unless you live in a big city with good public transportation, you probably drive or ride to work, school, everywhere you need to go. Most of us can’t imagine living without our car or motorcycle.

Roads are crowded and speeds have increased. Accidents are commonplace. Property damage and injuries take place on a daily basis. If a motorcycle rider could only cause damage to himself and his own property, insurance would still be a good idea, but it wouldn’t be mandatory. The fact is, though, that when you’re riding a motorcycle or driving a car, you could be at fault for an accident that causes damage to someone else’s property, or worse, to their person. The legal system requires the responsible party to cover the expenses of the injured party, but what if you can’t afford it? Repairing or replacing a vehicle you damage could very well be beyond your means. Paying for medical care after an accident could be even worse.

In order to make sure that damages are paid for, most states require all motorists to carry liability insurance. The amount varies from state to state, but coverage amounts are usually pretty low in comparison to possible damages. Since insurance is required in order to use public roads, everybody has an insurance company. Once you’re buying insurance anyway, most of us take the opportunity to at least consider more than the minimum coverage.

The required insurance only pays for damages to the other party in the event that you’re responsible for an accident. That’s called liability insurance. Many people get more than the required amount of liability insurance to protect their assets.

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