Busha-Okeson Insurance Highlights the Safest Vehicles for Drivers with Ohio ...
The area insurance experts at Busha-Okeson review the safest automobiles for Ohio drivers.
Beachwood, Ohio (PRWEB) October 02, 2011
Insurance agencies have highlighted the fact that August has been declared the deadliest month for U.S. drivers, but the team at Busha-Okeson Insurance wants to offer a solution - or 10 - to the issue of on-road safety. Everyone knows that they can protect their vehicles by obtaining a proper Ohio auto insurance policy, but can their vehicles protect them?
The Insurance Institute for Highway Safety recently used data based on how likely a driver of a specific car model was to die in a crash between 2006 and 2009 to uncover the top 10 safest cars to drive. These include: The Honda CR-V was the only small SUV on the top 10 list.
Acura MDX, Jeep Grand Cherokee and Ford Edge were the three midsize SUVs with 11 or fewer fatalities per one million models purchased.
As for large SUVs, the Land Rover LR3, Land Rover Range Rover Sport and Nissan Armada had the lowest death rate for drivers.
Toyota Sienna represented minivans as one of the top-rated safe vehicles.
The Audi A-6 four door and Mercedes E-class four door were the only sedans that competed with SUVs and other spacious models for spots in the top 10. They are both considered to be large luxury cars.
Purchasing a car with high safety ratings can not only help people protect themselves and their loves ones, but may also save them money on their Ohio auto insurance. Drivers who have good driving records and those who live in areas with a low risk of traffic accidents can typically find discounts on their Ohio motorcycle insurance or auto coverage plans. The dedicated agents at Busha-Okeson Insurance are always looking for the most comprehensive and affordable plans for their clients.
About Busha-Okeson Insurance:
Established in 1931, Busha-Okeson Insurance is a full service, independent Ohio insurance agency. As a brokerage, Busha-Okeson Insurance represents carefully selected national and local Ohio insurance companies in order to provide its clients with the insurance policies that cater to each individual's unique specifications and budget. At Busha-Okeson Insurance the brokerage's agents help each client make informed decisions when it comes to selecting specific Ohio insurance policies. The agency's mission is to match each client with the most comprehensive insurance package that caters to your lifestyle and needs!
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Purchasing a car with high safety ratings can not only help people protect themselves and their loves ones, but may also save them money on their Ohio auto insurance. Drivers who have good driving records and those who live in areas with a low risk of
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Low Mileage Car Insurance Discount
Low mileage car insurance discounts can refer to both saving money on your car insurance premiums by insuring a used vehicle with low mileage, and driving-related discount programs. If you only drive your car locally, live close to your job, or have a secondary vehicle, you can get a low mileage discount.
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Even if you think that you should be able to qualify for a low mileage discount, remember that different insurers use different parameters. Generally, drivers that accumulate fewer than 12,000 miles on their vehicles every year are considered to have low mileage. This is why most car insurance companies ask you to report the mileage on your odometer before you can get coverage.
Getting a Discount for Insuring a Used Car with Low MileageSince most cars begin to have mechanical problems when they go over 150,000 miles, buying a used automobile with lower mileage can help you to get lower premiums. This is even more true when you are buying a used car that is five or more years old. If the previous owner drove infrequently, you will not have to spend as much money on maintenance.
Lower mileage on older vehicles also indicates a decreased risk of accidents. A well-maintained used car that has not been involved in any major collisions will usually be the cheapest type of vehicle that you can insure.
Short Commutes Can Help You to Get a Low Mileage Car Insurance DiscountIf you live within 20 or less miles of your place of employment, you should be able to get the low mileage car insurance discount. Drivers that spend less time in rush hour traffic are at a lesser risk of having an accident. The route that you use to get to work can also have an impact on your car insurance rates.
Traveling down dangerous roadways, such as winding, one lane roads can cause you to be categorized in a higher insurance risk group. The National Highway Traffic Safety Administration lists various driving safety and faulty equipment variables that can lead to road collisions.
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