Connecticut Geico Car Insurance

Islanders' Matt Moulson only had bare minimum insurance on pricey car in crash ...

For a guy who just scored a $9.4 million deal with the New York Islanders, iceman Matt Moulson’s not very slick with his finances.

The multi-millionaire stickhandler had only the bare minimum of liability insurance — $25,000 — when he slammed his silver Cadillac Escalade into a Subaru in Connecticut last year and injured the other driver, a new lawsuit claims.

“He’s either clueless or cheap,’’ said lawyer Mark Arons, whose client, Lisa Caiati, sued Moulson, 28, for negligence in Danbury Superior Court this week.

Caiati, 40 and an art director, turned down the $25,000 payout from Moulson’s insurer and has asked the court to award for undisclosed damages.

Arons said Caiati is seeking “substantially’’ more to cover medical costs but declined to name an amount.

Moulson caused the June, 2010 accident when he tried to make a left turn, didn’t see Caiati in the oncoming lane and plowed into her, according to a police report.

Caiati was taken from the scene by ambulance and hospitalized for neck and back injuries, according to the report.

She now has herniated discs and lumbar pain, according to the suit.

Her medical and physical therapy bills are already climbing toward the $25,000 mark, Arons said.

Insurance experts today said Moulson’s bare-bones coverage was unusual for someone with his assets, especially since he could likely get a million dollar umbrella policy for $1,500 — or less — a year.

“For him, that’s a day at the grocery store,” said Arons. “It doesn’t make any sense that he wouldn’t have better coverage.”

``When I saw [the liability amount] I looked at it twice, thinking `there’s got to be a mistake.’ I double-checked with his insurer and they were surprised, too.”

“His insurance does not fully and fairly compensate Ms. Caiati ...he is underinsured for the purposes of this claim,” said Arons.

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