No Limits to Defending Insurance Fraud

 

In Zurich Insurance Co PLC v Colin Hayward [2011], the courts allowed the Defendant to bring a separate action against the Claimant for misrepresentation, two years after the final settlement of the claim had been agreed.

In this case, the plaintiff was injured in an accident at work and had sought compensation for the sum of £ 420,000. The insurer defendant had fed suspicions that the applicant was exaggerating his symptoms and obtained video surveillance.

 

Damages were agreed in the region of £135,000; however new evidence later came to light showing that the Claimant had in fact recovered from his injuries over a year before the settlement was agreed. The Defendant subsequently commenced a new action against the Claimant alleging that it had suffered loss due to the Claimant’s false representations, having paid out £72,000 more in settlement than it otherwise would have done and incurring substantial unnecessary costs.

 

An application was made to strike out the claim on the basis of estoppel by ‘res judicata’, meaning that the matter had already been determined by the Court and could not be revisited. The Court of Appeal stated that two conflicting principles had to be considered: the need for there to be finality in litigation and the need to protect the Courts from fraudulent claims. It was held that the Defendant should not be prevented from pursuing the matter as parties must be able to rely on Statements of Truth, otherwise there would be a disincentive to negotiate a settlement.

Car Insurance Claims Going To Court - News


Supreme Court May Enter 2012 Election With Politicized Docket
Supreme Court May Enter 2012 Election With Politicized Docket

Lower courts are divided on the constitutionality of the measure and its requirement that Americans either acquire insurance or pay a penalty. Both the Obama administration and a group of 26 states opposing the law filed Supreme Court appeals last week



Hot Topics Before High Court
Hot Topics Before High Court

Police say they are entitled to secretly attach a GPS tracking device to anyone's car for any reason and, at arguments slated for Nov. 8, will ask the justices to reverse an appeals-court ruling that held otherwise. Associated Press Workers pick sweet



No Limits to Defending Insurance Fraud

The Court of Appeal stated that two conflicting principles had to be considered: the need for there to be finality in litigation and the need to protect the Courts from fraudulent claims. It was held that the Defendant should not be prevented from



Man jailed over faked death scam
Man jailed over faked death scam

The court heard he impersonated his wife to claim he had died after being struck by a truck in Honduras in 2009. Police were alerted by the Insurance Fraud Bureau. Judge Adele Williams told McErlean: "This is deliberate and calculated fraud,



Supreme Court term could influence 2012 election
Supreme Court term could influence 2012 election

She said that isn't always so bad on a court that tends to split 5-4 on closely watched cases. "There's certain drama to going ninth." The challenge to the requirement that all Americans have health insurance, part of the Obama-sponsored effort to make




Is it ever a good idea to drive without car insurance?

No, it is never a good idea to drive without car insurance . Car insurance is a way for you to protect yourself from the negligence of others and to protect others from your negligence as well! What’s more, some form of auto insurance is required in all 50 states by law.

Many people don’t look at car insurance as a form of protection. They see it is a way for the government to control how they spend their money and, for those that have never been in an auto accident, it can truly seem like a waste of money each time the premium is paid.

Compare car insurance rates today by entering your zip code above!

The truth, however, is that your insurance could end up paying for itself if you have a single auto accident. A minor fender bender can result in several thousand dollars in damage and a serious accident can cost in the tens of thousands of dollars. If you don’t have insurance, and you caused the accident, that money will have to come out of your own pocket!

Why can’t I decide for myself whether or not I carry car insurance?

There was once a time when car insurance was optional and people purchased it out of responsibility, not because it was a requirement. However, over time state after state adopted laws that required drivers to carry car insurance of some kind.

The reason for this is that accidents caused by people without insurance or money left the responsibility of repairs up to the driver who was not at fault. What’s more, going to court was not an option for many people because if the other person didn’t have the money anyway, there was no point.

Today, car insurance is about protection. If you maintain an average car insurance policy and you cause an auto accident, then your insurance should cover the cost of damages and medical care for those you damaged or injured in the accident. Conversely, if someone else causes the accident, then their insurance covers the cost of your damages and you don’t have to spend any money out of pocket.


Car Insurance Claims Going To Court - Bookshelf

Good to Great, Why Some Companies Make the Leap...And Others Don't

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To the lighthouse

A portrait of members of the Ramsay family follows an English family's complex lives, and then picks them up again after a ten-year hiatus in order to explore ...

Getting to Yes, Negotiating Agreement Without Giving in

Getting to Yes, Negotiating Agreement Without Giving in

The authors will be bringing the book up to date with new material and a assessment of the legacy and achievement of Getting to Yes after three decades"--

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How to Win Friends and Influence People

The first hardcover release since 1981, a newly packaged edition of the multimillion-copy-selling icon of motivational books.

The road to serfdom, text and documents

The road to serfdom, text and documents

With this new edition, The Road to Serfdom takes its place in the series The Collected Works of F. A. Hayek.

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