Area's Generosity Shines As Holiday Need Soars
By BVN Staff –
Riverside business owners Albert and Virginia Hines have owned a mobile car wash company for 7 years. Lately the Hines have been washing more dishes than cars. Hit hard by the recession they say they're operating their five vans on a shoestring and a prayer.
"We had to park two vans this week, " Albert said. One van needs tires and engine work, a second needs a new transmission. Can't afford to repair them they say.
That's the least of the Hines' troubles, in June they lost their home. They've already burned through their savings to make ends meet. Virginia works parttime as a dishwasher at a local restaurant. Last month the couple and their children moved in with relatives.
So why are the Hines standing in the middle of a local soup kitchen stirring up a batch of holiday stuffing belting out 'Life's a Happy Song' the opening tune from the new Muppets movie..
"Everything is great, everything is grand. .I got the whole wide world in the palm of my hand."
"No matter how bad things get there's always someone worse off than you," said Virginia. "Of course we're nervous and anxious. Every experience and encounter positive or negative is just God pointing us in the right direction."
Despite their troubles the Hines donated six large foil wrapped pans of prepared vegetables, five turkeys and a check for $100.
"We can't match the big guys, but In our own small way we want to make a difference in someone's life," said Albert.
Their check says Patricia L. Nickols, Chief Executive Officer of Community Action Partnership of San Bernardino County will help feed a needy family of five. CAPSBC is charged with serving 800,000 low-income families, individuals, elderly, homeless and disadvantaged residents in the county.
The agency's food bank network includes 40 donated food site locations and 25 soup kitchens throughout San Bernardino County. CAPSBC serves over 50,000 hungry persons each month.
Buying Salvage Vehicles From Insurance Companies - News
food commodities, salvage food from supermarkets and donations from local clubs and schools. From the Hines' Big City Mobile Car Wash, Wells Fargo and State Farm Insurance to San Bernardino-based grocery chain Stater Bros. , Inland Empire companies
The company currently operates 154 facilities in the United States, Canada and the United Kingdom. Salvage vehicles are either damaged vehicles deemed a total loss for insurance or business purposes or are recovered stolen vehicles for which an
The service allows consumers to check a vehicle identification number against millions of claim records processed by NICB member insurance companies. Consumers are also encouraged to use additional sources of vehicle history information, including the
Helen, by email A: Car insurance is becoming socially unjust. Your premium will go up, even though the accident wasn't your fault and there's nothing you can do about it. But you can always ask insurers to sell your car back to you as salvage.
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What Is a Salvage-Title Vehicle? »
You’re browsing the used-car ads when a vehicle grabs your attention. The car you are interested in has a price that seems too good to be true. You keep scanning the page until you see two words in small print: “salvage title.”
A salvage title is potentially a red flag, but the cars that carry them can be inexpensive options for car shoppers on a budget — provided you know what you are buying.
When a vehicle has been in an accident and the total damage exceeds a certain percentage of the value of the car (ranging from 75-90 percent), the insurance company will decide that it is not economically feasible to repair it and declares it a “total loss.” What happens next varies by state, but in general, the motor vehicle agency will then issue a “salvage certificate” to the car. This means that the car cannot be driven, sold or registered in its current condition.
Usually, the insurance company sells the car to either a repair facility or parts dismantler. If the car is repaired, most states require that it pass a basic safety inspection before the motor vehicle agency will issue a new title. When the state does issue the title, it’s “branded,” and notes that the car has been salvaged or rebuilt so future owners are aware of its past.
Different Kinds of Damage A car with a salvage title hasn’t always been in a collision, however. Mark Binder, national salvage manager for State Farm Insurance, says that there are a number of reasons why a vehicle might get a salvage title:
Flood damage: Flood-damaged cars sometimes get a salvage title. Some states will specifically call out flood damage on a car’s title, but other states merely use the term “salvage title.