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Top industries troubling military service members

WACO - Those who serve in the armed forces are at particular risk of falling victim to bad business practices, as evidenced by the thousands of complaints to the Better Business Bureau by military personnel each year.

"Unfortunately, the military and women and their families continue to be a very targeted group," said Carrie A. Hurt, President and CEO of BBB serving Central, Coastal and Southwest Texas in the Permian Basin. "They are generally in a more stable financial situation, as companies recognize."

Due to the nature of military service, soldiers are often young and constantly moving, making it easy for a dishonest business to take advantage. BBB urges the military and women to be very careful when you enter a contract or a major purchase.

The following industries gather the most complaints BBB members of the military:

Auto dealers. Over the past 12 months, members of service filed 143 complaints against car dealers.The majority of these complaints allege unfair and deceptive sales practices and fees or interest rates that are much higher than the negotiated price.

Insurance companies. Of the 131 complaints against insurance companies by members of the military in the past year, 121 of these complaints have been against auto insurance companies. Most complaints concern the companies did not provide promised assistance or support for products or services.

Payday lenders. Many cash-strapped families may find themselves in need of a payday loan.However, high interest rates, payment terms and unaffordable high-pressure tactics to collect these debts can be impossible to repay. What most borrowers do not realize is the high interest rates attached to these loans can trap them in a "cycle of debt", which requires borrowers to repeatedly renew the loan and pay the costs associated to that they can finally save enough to repay the principal.

Property management. While serving, many service men and women and their families receive the orders of permanent change of station, which means possibly having to break a lease.While the Civil Service Act allows members of military aid to break a lease due to PCS, it does not protect against management companies to find other ways to make money. Most of the 67 complaints filed with BBB in the last year claim management companies improperly charged as "damaged goods" or "repairs to be done" after the tenant has moved.

Texas Farm Bureau Mutual Health Insurance Company Review

This Texas Farm Bureau Mutual Health Insurance Company review will actually be a review of the Texas Farm Bureau Insurance Company, which sells automobile, life, health, and property insurance. Texas Farm Bureau Insurance is based out of Waco, Texas, and serves the needs of members of the Texas Farm Bureau.

If you’re not in Texas and are looking for health insurance quotes , put your zip code into our free search box and we’ll help you find a provider in your own area.

The Texas Farm Bureau was started in 1933, and is now one of the biggest organizations of ranchers, farmers, and rural families in the world. The organization’s goal is to be the voice of Texas agriculture. Members pay voluntary dues, and some of the member benefits and services are the insurance plans offered through the Texas Farm Bureau Insurance Company.

The Texas Farm Bureau Insurance Company offers its insurance products through various subsidiaries. Its auto insurance policies are underwritten by:

Property insurance for homeowners, as well as farmers and ranchers, is sold through Texas Farm Bureau Underwriters and the Texas Farm Bureau Mutual Insurance Company. Homeowners insurance covers:

Farmers and ranchers insurance covers:

You can also contact Rain and Hail Insurance Services, Inc. if you need to buy crop hail or Federal crop insurance.

The Southern Farm Bureau Life Insurance Company of Jackson, Mississippi underwrites the Farm Bureau’s life and health insurance policies. Its life insurance plans are either term or permanent life and an agent will help you determine just which insurance type fits your needs, and your budget.

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