Health care reform update - December 12, 2011
"CLASA Newsstand is a quick and useful indicator of developments in the legal sphere. It alerts me to changes taking place in the legal environment in South Africa that I may not otherwise have spotted or had immediate access to as a company lawyer. It definitely serves as a trigger for me to investigate such changes in the legal landscape in South Africa as they may affect my work and that of my employer. I believe that receiving Newsstand provides me with a competitive advantage, and represents an enormous benefit to CLASA Membership."
"CLASA Newsstand is a quick and useful indicator of developments in the legal sphere. It alerts me to changes taking place in the legal environment in South Africa that I may not otherwise have spotted or had immediate access to as a company lawyer. It definitely serves as a trigger for me to investigate such changes in the legal landscape in South Africa as they may affect my work and that of my employer. I believe that receiving Newsstand provides me with a competitive advantage, and represents an enormous benefit to CLASA Membership.
Auto Insurance Naic - News

Personal auto coverage has been profitable for insurers during that period, NAIC data show. Catastrophes worldwide led to a record $105 billion in insured losses last year, according to a report this month from Munich Re, the world's largest reinsurer.

According to the National Association of Insurance Commissioners (NAIC), car insurance rates have declined by an average of 3% in the US over the past few years. Car insurance isn't considered a high growth industry. Instead, car insurance companies
The consumer representatives make recommendations to the NAIC regarding laws and guidelines for various lines of insurance: auto, homeowner's, health, life and other types of coverage. This year, consumer representatives offered input on health
The NAIC offers tips on questions to ask before buying credit insurance here: http://bit.ly/x16N0I . Likewise, ID theft insurance often comes with a host of restrictions. Policyholders can often only file claims on one ID theft incident per year,
On December 7th Republicans from the House Energy & Commerce Committee sent a letter to the National Association of Insurance Commissioners (NAIC) asking it whether HHS officials made any efforts to influence the model MLR regulations that NAIC
Factors of car insurance rates - Uncle Sam Finance News Trends
Factors that affect your car insurance rate. People in certain professions may qualify for a price break on their premiums. Marriage pros, cons!!!!!
How Your Personal Life Affects Your Car Insurance Rate
Wondering why you pay what you do for car insurance? Check out these five factors that could affect your rate.
When it comes to getting an auto insurance policy, things can get surprisingly personal.
From your career and marital status to your address and car model, auto insurance agencies are determined to get the inside scoop on you.
Why are these personal tidbits so important?
Because, who you are and what you do has a direct affect on your auto insurance rate.
Keep reading to learn about some personal factors that affect your auto insurance rate…
Factor #1 – Credit Score
Being punctual about paying your bills on time doesn’t just help you avoid those frustrating late fees; in most states, it can also help you avoid a costly auto insurance rate.
How so? Because your credit score is one factor that determines your insurance rate.
“There is a strong correlation between credit and accidents,” says Susan E. Voss, president of the National Association of Insurance Commissioners (NAIC).
This means that if your credit score is low, your auto insurer will view you as more likely to file a claim, and your insurance rate will likely be higher. Likewise, if your credit score is high, you’re seen as more responsible and will likely have a lower rate.
So if your credit score is low, consider taking steps to improve it. If your credit score is high, keep it up.
Factor #2 – Gender
Thought your parents were the only ones who cared about your X and Y chromosomes? Oddly enough, your auto insurer cares too.
According to NAIC, auto insurers use gender as a factor to determine your auto insurance rate because statistics show that men and women have different driving records.
