Health care reform update - December 12, 2011

"CLASA Newsstand is a quick and useful indicator of developments in the legal sphere. It alerts me to changes taking place in the legal environment in South Africa that I may not otherwise have spotted or had immediate access to as a company lawyer. It definitely serves as a trigger for me to investigate such changes in the legal landscape in South Africa as they may affect my work and that of my employer. I believe that receiving Newsstand provides me with a competitive advantage, and represents an enormous benefit to CLASA Membership."

"CLASA Newsstand is a quick and useful indicator of developments in the legal sphere. It alerts me to changes taking place in the legal environment in South Africa that I may not otherwise have spotted or had immediate access to as a company lawyer. It definitely serves as a trigger for me to investigate such changes in the legal landscape in South Africa as they may affect my work and that of my employer. I believe that receiving Newsstand provides me with a competitive advantage, and represents an enormous benefit to CLASA Membership.

Auto Insurance Naic - News


Insurers Lifting Rates as Storms Defy Models
Insurers Lifting Rates as Storms Defy Models

Personal auto coverage has been profitable for insurers during that period, NAIC data show. Catastrophes worldwide led to a record $105 billion in insured losses last year, according to a report this month from Munich Re, the world's largest reinsurer.



Ahead of the Curve: New Car Insurance Trends
Ahead of the Curve: New Car Insurance Trends

According to the National Association of Insurance Commissioners (NAIC), car insurance rates have declined by an average of 3% in the US over the past few years. Car insurance isn't considered a high growth industry. Instead, car insurance companies



2 State Residents To Remain Consumer Advisors To Insurance Regulators

The consumer representatives make recommendations to the NAIC regarding laws and guidelines for various lines of insurance: auto, homeowner's, health, life and other types of coverage. This year, consumer representatives offered input on health



Credit card companies increase pitches for costly, profitable, add-ons like ...

The NAIC offers tips on questions to ask before buying credit insurance here: http://bit.ly/x16N0I . Likewise, ID theft insurance often comes with a host of restrictions. Policyholders can often only file claims on one ID theft incident per year,



Health care reform update - December 12, 2011

On December 7th Republicans from the House Energy & Commerce Committee sent a letter to the National Association of Insurance Commissioners (NAIC) asking it whether HHS officials made any efforts to influence the model MLR regulations that NAIC




Factors of car insurance rates - Uncle Sam Finance News Trends

Factors that affect your car insurance rate. People in certain professions may qualify for a price break on their premiums. Marriage pros, cons!!!!!

How Your Personal Life Affects Your Car Insurance Rate

Wondering why you pay what you do for car insurance? Check out these five factors that could affect your rate.

When it comes to getting an auto insurance policy, things can get surprisingly personal.

From your career and marital status to your address and car model, auto insurance agencies are determined to get the inside scoop on you.

Why are these personal tidbits so important?

Because, who you are and what you do has a direct affect on your auto insurance rate.

Keep reading to learn about some personal factors that affect your auto insurance rate…

Factor #1 – Credit Score

Being punctual about paying your bills on time doesn’t just help you avoid those frustrating late fees; in most states, it can also help you avoid a costly auto insurance rate.

How so? Because your credit score is one factor that determines your insurance rate.

“There is a strong correlation between credit and accidents,” says Susan E. Voss, president of the National Association of Insurance Commissioners (NAIC).

This means that if your credit score is low, your auto insurer will view you as more likely to file a claim, and your insurance rate will likely be higher. Likewise, if your credit score is high, you’re seen as more responsible and will likely have a lower rate.

So if your credit score is low, consider taking steps to improve it. If your credit score is high, keep it up.

Factor #2 – Gender

Thought your parents were the only ones who cared about your X and Y chromosomes? Oddly enough, your auto insurer cares too.

According to NAIC, auto insurers use gender as a factor to determine your auto insurance rate because statistics show that men and women have different driving records.


Auto Insurance Naic - Bookshelf

Insurance for Dummies

Insurance for Dummies

Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...

The new life insurance investment advisor

The new life insurance investment advisor

"For anyone who needs to understand different types of life insurance, as well as considerations forpurchasing and managing policies, this book should be on ...

The Complete Book of Insurance, Understand the Coverage You Really Need

The Complete Book of Insurance, Understand the Coverage You Really Need

Let The Complete Book of Insurance guide you through all of your major insurance needs.

Insurance, principles and practices

Insurance, principles and practices

Chapter I THE USES OF INSURANCE Insurance as a factor in business. — The value of insurance is usually much underestimated. This is partly the result of ...

Principles of Risk Management and Insurance

Principles of Risk Management and Insurance