SATURDAY'S COMMUNITY CALENDAR

Worcester
Frankie Gavin and De Dannan 7:30 p.m. Nov. 12. $27-$32. The Hanover Theatre for the Performing Arts, 2 Southbridge St., Worcester. (877) 571-7469 or www.thehanovertheatre.org .

Exhibit Opening “The Arctic Next Door: Mount Washington,” an interactive exploration of the unique weather, ecology and geology of New England’s highest peak. 10 a.m.-5 p.m. Tuesdays-Saturdays; noon-5 p.m. Sundays. Mount Washington Survival Challenge, noon-4 p.m. Nov. 12 and 13. $12; children, 2-18, $8; children 1 and younger, free. EcoTarium, 222 Harrington Way, Worcester. (508) 929-2700 or www.ecotarium.org .

Music Dusty Cobb & The Millbury Street Band, 9 p.m. Nov. 12. Hotel Vernon, 1 Millbury St., Worcester.

Music Tigerlily, 9:30 p.m. Nov. 12. Jillian’s, 315 Grove St., Worcester.

Clark University Sinfonia presents a program for string orchestra with director Peter Sulski, 7:30 p.m. Nov. 12. Clark University, Traina Center for the Arts, Razzo Hall, 92 Downing St., Worcester. (508) 793-7356.

Film “Harry Potter and the Deathly Hallows: Part 2,” 7 p.m. Nov. 12. Free. Seelos Theater, College of the Holy Cross, 1 College St., Worcester. (508) 793-2455.

Salisbury Singers “With One Voice: Songs of Struggle, Patriotism and Renewal,” 7:30 p.m. Nov. 12. $22; seniors, $18. First Unitarian Church, 90 Main St., Worcester. (508) 799-3848 or www.salisburysingers.org .

Play “Why Torture Is Wrong and the People Who Love Them,” 7:30 p.m. Nov. 12. $5; free with college ID. Clark University, Little Center, Michelson Theater, Charlotte St., Worcester. (508) 793-7113.

Music The Silence, 99 Moon, 9 p.m. Nov. 12. Beatnik’s, 433 Park Ave., Worcester. (508) 926-8877.

Contra Dance Music by Free Raisins with Paul Wilde calling. Beginner lessons, 7:30 p.m. Dancing, 8-11 p.m. Nov. 12. $8; students, $6; children 12 and younger, free.

Auto Insurance Binders - News


Insurance agent loses license, fined

David B. Peterson failed to meet applicants before issuing binders, failed to obtain signatures and placed policies on properties without discussing the details with the homeowners, the department said. The investigation also found that Peterson



Special report: The golden age of opposition research

"We spent several months building this huge binder of research," Berkowitz said. They crafted a campaign ad and released it one day before Kerry appeared before a veterans group in West Virginia. A veteran who had seen the ad asked the



SATURDAY'S COMMUNITY CALENDAR

Music Roy Book Binder, 8 pm, Nov. 12. $15. Vanilla Bean Café, 450 Deerfield Road, Pomfret, Conn. (860) 928-1562. Music Don White, 8 pm Nov. 12. $18. Bull Run Restaurant, 215 Great Road, Shirley. (978) 425-4311. Read to a Dog Program Read to Kuma and



Can Occupy Wall Street Push Us To Single Payer?
Can Occupy Wall Street Push Us To Single Payer?

For the first time since I heard that, I feel we may be reaching the point of no more reports and binders. Thanks to Occupy Wall Street, I believe real action for single payer may be within our grasp. Recently, attention has been focused -- and rightly



From the purchaser's perspective

The take-home from this year's survey from Modern Healthcare: Growth in health costs fuels growth in health costs. The burden of employee health costs impacts the operational expenses of hospitals, which in turn fuels overall health cost




The Nitty gritty of Pennsylvania Auto Insurance – the Facts Some ...

If you have made some research on Pennsylvania auto insurance or PA auto insurance rates, by far you know that besides purchasing the mainstream insurance coverage or policies from PA auto insurance companies, you can also go for self insurance. For getting yourself self insured, you ll be required to submit some essential papers to PennDOT. Firstly, you got to complete the self insurance application form.

Then you need to go through the formalities of master self insurance agreement and the security agreement. You also need to submit your present balance sheet along with your income statement. Besides these essential papers, you’re required to submit a security deposit of 50,000 US dollars per vehicle, and another 10,000 bucks for every additional car. These deposits could be funded easily by cash, bonds or treasury bills. You can also submit other types of collateral as well.

Whether you like it or not, you also need to deal with the papers of your auto insurance as a proof along with some other papers that prove your financial responsibility. PennDOT is not set to receive any word directly from your auto insurance carrier. This means that, you ll need to prove you have met the minimal insurance requirements of the state. For doing so, you need to provide copies of the following papers (sometimes, any one would do)

• Auto insurance ID card
• Declaration page of the auto insurance policy
• Insurance binder (but you’re required to resubmit proof once the binder s validity expires)
• Application for Pennsylvanian Assigned Risk Plan (should be signed or approved by your auto insurance agent.
• Letter from the insurer which demonstrates your current auto insurance coverage (must be signed or approved by your auto insurance agent or any representative of the auto insurance company).

Did you know that certain penalties apply for situations when someone fails to maintain a minimal financial responsibility?


Auto Insurance Binders - Bookshelf

Insurance for Dummies

Insurance for Dummies

Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...

The new life insurance investment advisor

The new life insurance investment advisor

"For anyone who needs to understand different types of life insurance, as well as considerations forpurchasing and managing policies, this book should be on ...

The Complete Book of Insurance, Understand the Coverage You Really Need

The Complete Book of Insurance, Understand the Coverage You Really Need

Let The Complete Book of Insurance guide you through all of your major insurance needs.

Insurance, principles and practices

Insurance, principles and practices

Chapter I THE USES OF INSURANCE Insurance as a factor in business. — The value of insurance is usually much underestimated. This is partly the result of ...

Principles of Risk Management and Insurance

Principles of Risk Management and Insurance