Report on Provincetown accident says officer at fault
The report on the accident in front of the police station on Dec. 9, when the department’s Ford Ranger collided with a pedestrian, has determined that the driver, Officer Gregory Hennick, was at fault. The pedestrian, 61-year old Jim Parker, remains in Cape Cod Hospital awaiting transfer to a rehab facility following surgery for a fractured knee bone. He also required four stitches for a head laceration.
“It is my opinion that culpability for the collision lies with the operator of the Ford,” concluded Chatham Police Officer Sean Ryder. “The pedestrian was walking in the crosswalk and had the right of way. The collision could have been prevented if the Ford yielded to the pedestrian in the crosswalk.”
Ryder, Eastham Police Officer Daniel Deschamps and Harwich Police Officer Aram Goshgarian investigated the accident as part of the Cape Cod Regional Motor Vehicle Accident Reconstruction Team.
According to the report, the crash occurred at 6:43 a.m. that Friday, about 15 minutes before sunrise. Officer Hennick said he was exiting the rear lot and stopped at Shank Painter Road before taking a right-hand turn. The crosswalk is right beside the exit for the driveway. As he was driving over the crosswalk he heard a thud. After driving about 30 feet toward Bradford Street Hennick looked in the mirror and saw Parker lying down in the road. Parker’s eyeglasses were lying nearby, which suggested that it was a low-impact collision, the report states, estimating a speed of eight to nine miles per hour. Parker was three-quarters of the way across Shank Painter Road, in the crosswalk, when he was struck.
“The pedestrian was essentially side-swiped by the Ford,” says the report. Ryder determined that Parker was struck by the front passenger side of the Ford. “More likely than not, the front bumper struck the pedestrian’s right knee.” As Parker fell he spun around and hit the passenger side mirror, and the back of his head hit the pavement. Material from his sweater was found on the truck’s side decal.
Auto Insurance At-Fault Accident - News
Ryder, Eastham Police Officer Daniel Deschamps and Harwich Police Officer Aram Goshgarian investigated the accident as part of the Cape Cod Regional Motor Vehicle Accident Reconstruction Team. According to the report, the crash occurred at 6:43 am that
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What To Know About State Auto Insurance Requirements When ...
When buying a family car insurance plan, it's important to make sure to buy an appropriate amount of coverage. Many families want to save money and keep their coverage limits fairly low, sometimes using state auto insurance requirements as guidelines. This certainly limits the cost of a family car insurance policy, especially if the policy has higher-than-average deductibles. State-required coverage minimums are best for families who don't drive very often or who have one or more high-risk drivers, in which case a policy with more coverage might be far too expensive.
However, state auto insurance requirements are generally set very low and are not great numbers to use when deciding how much coverage to buy for a family with several drivers. This is especially true if one or more family members are teenagers. Teens should have higher-than-average liability coverage limits and lower-than-average deductibles, as they're much more likely to be involved in accidents than adults according to the statistics that car insurance companies use when setting rates. They're also much more likely to be at fault in these accidents, and as even a minor accident can quickly exceed many states' minimum requirements for liability coverage, it's a good idea to buy sufficient insurance that can keep teens financially protected in the event of an accident.
Most state auto insurance requirements focus on liability coverage, although this isn't always the case when states follow no-fault insurance systems. Some no-fault states like Florida require personal injury protection coverage and other types of coverage, although some amount of liability coverage tends to be required. In any case, states will rarely require drivers to carry every important type of coverage. A family car insurance policy should include important coverage types such as underinsured/uninsured motorist coverage and personal injury protection. Most states don't require either of these coverage types. States also rarely require comprehensive and collision coverage, which are important for protecting the value of a family's vehicles from at-fault accidents, natural disasters, auto theft and other dangers.
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