Bank of America sends erroneous statements to disabled man who fought ...
Robert Galanida's nurse, Veronica Ortega, pushes his wheelchair next to his bed at his Tualatin home. Galanida, paralyzed in an auto accident at 14, brings in more than $22,000 a month from legal and insurance settlements. With those means, he said, he can't understand why Bank of America foreclosed on his home and tried this summer to evict him. You might remember Robert Galanida, the quadriplegic man whose custom-built Tigard home got foreclosed by Bank of America. He who faced eviction, even though he had plenty of money to pay his mortgage.After The Oregonian detailed his plight , the bank halted his eviction and modified his loan .
Galanida got his first month's statement recently.
Then he got another one.
Each statement asked him for a different payment due on Jan. 1.
The first statement contained the amount agreed to in his modification: $5,267. But it included mysterious "fees due" of $3,555, his attorney said. The second statement, dated Dec. 19, sought a payment of $5,797. It had an inflated monthly escrow amount.
"Obviously, the two statements conflict with one another and neither agrees with the terms of the modification agreement," Galanida's lawyer, Kelly Harpster, wrote Monday in a letter to the bank.
Harpster sent the bank a Qualified Written Request under the Real Estate Settlement Procedures Act. The federal law gives the bank 60 days to correct Galanida's account. It also prohibits the bank from reporting Galanida to credit agencies as overdue.
Harpster said the bank corrected the statements this week.
When we first reported Galanida's tale, some readers couldn't believe it. His mother, Joanie Ahrenkiel, who oversees his affairs, said she had withheld payment in early 2009, insisting a discrepancy had arisen in his billing statement. It arose, she said, after Bank of America took over Countrywide Home Loans.
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Galanida, paralyzed in an auto accident at 14, brings in more than $22000 a month from legal and insurance settlements. With those means, he said, he can’t understand why Bank of America foreclosed on his home and tried this summer to evict him.
Insignia Health, founded through health innovations developed at the University of Oregon, helps individuals become more active and successful self-managers of their health. This journey is anchored by the Patient Activation Measure ® assessment and a
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He found his calling when he took over Dietrich Insurance from his uncle, Julius. When Bob retired, he had offices in Cassville , Dickeyville and Prairie du Chien . He was the consummate salesperson and continued to sell medical air insurance in his
Wawanesa Car Insurance: Finest Low Risk Car Insurance Company ...
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